The European Union Regulation on Electronic Identification and Trust Services has been applicable since 1 July 2016 (Regulation (EU) No 910/2014), and eIDAS is intended to determine the authenticity provided by electronic signatures.

ADVANCED ELECTRONIC SIGNATURE (AES)

Under Hungarian law, it creates a private document with full probative value, i.e. it is linked to the presumption pursuant to paragraph 325. section (3) of the hungarian Code of Civil Procedure, until proven otherwise, the court shall presume that "the signatory of the document has made or accepted the declaration contained therein or has accepted it as binding on himself".

The transaction value limit is EUR 500. Qualified electronic signature certificates may contain a statement concerning the “limit of transaction value” up to which the certificate shall be considered qualified. Where amounts exceed the value of transaction stated, the applied signature shall not be considered as an advanced electronic signature based on a qualified certificate, but a “normal” advanced one, thus, under Hungarian law, the signed document is not considered to have full probative value.

E.g. if you conclude a contract for a contract fee of EUR 400, you may sign the contract with an advanced electronic signature based on a qualified certificate for which a qualified certificate has been issued containing a statement that the limit on the value of transaction is EUR 500, the signed document will be a private document with full probative value under Hungarian law. Any values exceeding this one would require the use of qualified certificates stating higher limits on the value of transactions.

QUALIFIED ELECTRONIC SIGNATURE

QES 20

Qualified e-signature up to EUR 20 000

Throughout the whole EU the presumption of non-repudiation and immutability applies, the signature has the same legal effect as handwritten signatures according to eIDAS. In Hungary, it creates a private document with full probative value. The transaction value limit is EUR 20,000. Qualified electronic signature certificates may contain a statement concerning the “limit of transaction value” up to which the certificate shall be considered qualified. Where amounts exceed the value of transaction stated, the applied signature shall not be considered qualified, but a “normal” advanced one, thus, under Hungarian law, the signed document is not considered to have full probative value. E.g. if you are applying for a bank loan to the amount of EUR 15 000, you may sign the relevant loan agreement with a qualified electronic signature for which a qualified certificate has been issued containing a statement that the limit on the value of transaction is EUR 20 000, the signature will qualify as a qualified e-signature and the signed document will be a private document with full probative value under Hungarian law. Any values exceeding this one would require the use of qualified certificates stating higher limits on the value of transactions.

QES 100

Qualified e-signature up to EUR 100 000

Throughout the whole EU the presumption of non-repudiation and immutability applies, the signature has the same legal effect as handwritten signatures according to eIDAS. In Hungary, it creates a private document with full probative value.

The transaction value limit is EUR 100,000. Qualified electronic signature certificates may contain a statement concerning the “limit of transaction value” up to which the certificate shall be considered qualified. Where amounts exceed the value of transaction stated, the applied signature shall not be considered qualified, but a “normal” advanced one, thus, under Hungarian law, the signed document is not considered to have full probative value.

E.g. if you conclude a car sale and purchase agreement to the amount of EUR 80 000, you may sign the contract with a qualified electronic signature for which a qualified certificate has been issued containing a statement that the limit on the value of transaction is EUR 100 000, the signature will qualify as a qualified e-signature and the signed document will be a private document with full probative value under Hungarian law. Any values exceeding this one would require the use of qualified certificates stating higher limits on the value of transactions.

QES 250

Qualified e-signature up to EUR 250 000

Throughout the whole EU the presumption of non-repudiation and immutability applies, the signature has the same legal effect as handwritten signatures according to eIDAS. In Hungary, it creates a private document with full probative value.

The transaction value limit is EUR 250,000. Qualified electronic signature certificates may contain a statement concerning the “limit of transaction value” up to which the certificate shall be considered qualified. Where amounts exceed the value of transaction stated, the applied signature shall not be considered qualified, but a “normal” advanced one, thus, under Hungarian law, the signed document is not considered to have full probative value.

E.g. if you conclude a loan agreement to the amount of EUR 220 000, you may sign the agreement with a qualified electronic signature for which a qualified certificate has been issued containing a statement that the limit on the value of transaction is EUR 250 000, the signature will qualify as a qualified e-signature and the signed document will be a private document with full probative value under Hungarian law. Any values exceeding this one would require the use of qualified certificates stating higher limits on the value of transactions.

QES Unlimited

Qualified e-signature without transaction limit

Throughout the whole EU the presumption of non-repudiation and immutability applies, the signature has the same legal effect as handwritten signatures according to eIDAS. In Hungary, it creates a private document with full probative value.

There is no transaction value limit. Qualified electronic signature certificates may contain a statement concerning the “limit of transaction value” up to which the certificate shall be considered qualified. Where amounts exceed the value of transaction stated, the applied signature shall not be considered qualified, but a “normal” advanced one, thus, under Hungarian law, the signed document is not considered to have full probative value. If we sign with a qualified signing certificate that does not contain the above statement on the “transaction value limit”, the signature will be considered as a qualified e-signature regardless of the value of the transaction and the signed document considered as a private document with full probative value under Hungarian law.

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